Full Bill Review
Send us copies of your household bills and we'll go through each company, plan and policy line by line to show where you may be paying more than you need to. Priced by quote.
Before you start: you gather the bills, we review them
We're glad to dig into your bills, but we don't get them for you. We don't contact your phone, internet, utility or insurance companies to request statements. It's your job to download or copy your most recent bills and send them to us.
Ideally, send a full year (12 months) of each bill. A year shows seasonal swings, promo prices that ended and fees that crept in over time. If you can't find all 12, send what you have, and at least the most recent bill for each.
Most companies let you download past bills from your online account under Billing or Statements. Photos of paper bills work too, as long as every line is readable.
Prefer to do it yourself? The free Bill check in our Budget Planner gives instant tips with no upload needed.
What we review
| Bill | What to send | What we look at |
|---|---|---|
| Cell phone | Full monthly bills (all pages) | Cost per line, unused data, device payments, insurance add-ons, promo end dates, cheaper plans with the same coverage, FCC Lifeline if you may qualify |
| Internet and TV | Monthly bills | Speed you pay for vs. what you use, equipment rental fees, promo pricing that ended, bundles, Lifeline |
| Electric (Eversource or UI) | 12 months of bills | Supply rate vs. standard service on the EnergizeCT Rate Board, usage trends, Budget Billing, and hardship programs such as the discount rate and Matching Payment Program if you may qualify |
| Gas, heating oil or propane | 12 months of bills or delivery tickets | Price per unit, delivery plans, budget plans, CEAP and Generation Power CT if you may qualify |
| Water and sewer | Recent bills | Usage spikes that can point to leaks, assistance programs |
| Car insurance | Declarations page and latest bill | Coverages, deductibles, discounts listed, drivers and vehicles, when you last compared prices |
| Home or renters insurance | Declarations page | Coverages, deductibles, discounts and bundling |
| Subscriptions | 2–3 months of bank and card statements | Streaming, apps, memberships and duplicate or forgotten charges |
| Bank fees | 2–3 months of bank statements | Monthly, overdraft and ATM fees, and how to avoid them |
Insurance and utility notes are general education about your bills. We don't sell you a new plan, and we don't recommend investments.
How it works
- Request a quote. Fill out the short form. It asks which bills you'd like reviewed and roughly what you pay.
- Get your quote and agreement. We reply with the price and a short engagement letter.
- Accept and pay. You pay through a secure invoice in your client portal.
- Upload your bills. Use your private SuiteDash portal, not email. Up to 10 bills in total; 12 months of each bill is ideal.
- Get your report within 5 business days after we've received all of your bills. A written breakdown for each bill: what you pay, what stands out, options to look into and call scripts you can use.
- Walk through it. A short call to go over the report and answer questions.
What the request form asks
- Your name, email and phone, and your Connecticut town
- Household size (some assistance programs depend on it)
- Which bills you want reviewed (checkboxes) and about how much each one costs a month
- Your electric utility (Eversource or UI) and whether you use a third-party supplier
- Whether anyone in your household gets SNAP, Medicaid, SSI or energy assistance (optional; it helps us check programs)
- What you'd most like to change, and how you heard about us
The form never asks for account numbers, passwords, Social Security numbers or card numbers.
Pricing
The Full Bill Review is priced by quote, based on how many bills and months you send. A review covers up to 10 bills in total, and your report is delivered within 5 business days after we've received all of your bills. You'll know the price before you pay, and nothing starts until you accept the quote.
Your privacy
- Upload only through your SuiteDash portal. Please don't email bills or send them by text or social media.
- Black out full account numbers before you upload (keeping the last 4 digits is fine). Never send passwords, PINs, Social Security numbers or card numbers.
- We use your bills only to prepare your review. We don't sell or share them.
- Your files stay in your private portal folder and are deleted 90 days after we deliver your report, unless you ask us in writing to keep them longer.
- See our Privacy Policy for details.
For general education only. Not tax, legal, insurance, or investment advice. App rules and pay change often, so check each app's official pages for current terms. We can't promise savings, and you decide what to change.
Frequently asked questions
Is the Full Bill Review free?
No. It's a paid service, priced by quote based on how many bills and months you send (up to 10 bills in total). If you'd like to do it yourself, the free Bill check in our budget planner gives instant tips.
Will you get my bills for me?
No. You gather your bills and send us copies. We don't contact your phone, internet, utility or insurance companies to get them. Most companies let you download past bills from your online account.
How many months of bills should I send?
A full year (12 months) of each bill is ideal. It shows seasonal swings, promo prices ending and fees that crept in. If you can't find 12, send what you have, at least the most recent bill for each.
How many bills can I send?
Up to 10 bills in total. Pick the ones that matter most to you, such as electric, internet, phone and car insurance. Each bill can include up to 12 months of statements.
How long does the review take?
We deliver your report within 5 business days after we've received all of your bills. The clock starts once everything is uploaded.
What happens to my bills afterward?
Uploaded files are deleted 90 days after we deliver your report, unless you ask us in writing to keep them longer.
How do I send my bills?
Upload them through your secure SuiteDash client portal. Please don't email bills. Email isn't a safe place for account details.
Can you guarantee I'll save money?
No. We can't promise savings. We show you where you may be overpaying and what you can do about it, and the choices are yours.
Do I have to switch companies?
No. Our report lists options and steps. You decide what to change, if anything.
Questions about the Full Bill Review?
Enhance Finance is a small-business finance practice serving Connecticut.